Can you write a check in different color ink?
The trick is extracting that truth. Check out this collection of legends: * Myth No. 1: You can float a check longer if you write in red ink. The theory is that a bank’s equipment can’t scan red ink, so it takes longer to process the check. Poppycock, says Williams. The color of the ink makes no difference.
In some situations, yes, you can correct a mistake on a check by crossing out the error, writing the correction directly above it, then adding your initials adjacent to the correction. Though, you should know that they are likely to recommend voiding the check and writing a new one. This is the cleanest method.
If you collect a check, you must sign the back before depositing or cashing it. For example, if you’re mailing the check to deposit it into another account, you might write “For deposit only” and then your account number. That way, no one else can cash it if you lose it in a mail.
Always Endorse a Check Before Depositing – Be sure that your signature is endorsed on the back of the check. No Payee Indicated – If the Paid to the Order of line (your name) is blank on the check, you will not be able to deposit the check.
The Uniform Commercial Code allows banks to deposit checks as long as they can verify that you are the person named on the check. Your bank may require one or more pieces of additional identification to verify your identity. If your bank isn’t satisfied with your evidence, you may need to have the check reissued.
A heads-up here, folks: When writing a check, do not use red ink. In the bank computer system, it shows up as blank and is automatically sent to the fraud unit. Apparently, the red ink did not show up well on the scan that the ATM took of the check, so we had to manually enter the amount of the checks.
Trendy and fun ink colors such as green, pink, or purple can be problematic on checks, too. In general, most checks are imaged, or scanned, using a super high-speed scanner. Wong says that’s one possible explanation for why most government documents state “please sign in black or blue ink.”
A heads-up here, folks: When writing a check, do not use red ink. In the bank computer system, it shows up as blank and is automatically sent to the fraud unit.
If you’ve made a mistake when writing a check, it’s usually safest just to void the check and start a new one. If this isn’t an option or your mistake is fixable, draw a neat line through your mistake and write the correction right above it. Initial your correction to help authenticate it.
You can generally cash a check if the address is different from the one on your ID, as it’s more important that the name on the check is accurate. This is because some places do require that both the name and address on the check match yours if you’re the one cashing it.
Checks that appear to have been altered with scratch-outs, write-overs, different-colored inks, or multiple handwriting styles are considered altered. Never use whiteout on or photocopy any checking documents.
While banks frequently accept checks endorsed in inks of other colors, they may do a double-take and inspect the check more closely. Many attorneys and notaries public also like blue ink. Many states mandate blue, black or either for legal documents.